Our Investment Framework
An investment framework is a set of underlying fundamental assumptions on the economy and financial markets. This forms the basis of how we formulate our underlying model portfolios discussed above. Basically, it describes what we believe will be the investment climate in the coming year. We start formulating our framework for the upcoming year in the 2nd half of the current year and then finalize it as we near the end of the fourth quarter. In general, we update our investment philosophy on an as needed basis depending on economic/market conditions which are assessed daily. Our philosophy is to be as transparent as possible with our clients in communicating this because it forms the basis of our model portfolios. Meaning it dictates the type of assets we select and their respective weightings. Please contact us to discuss the details of our Investment Framework for 2019 as well as prior years.